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Cargo & transport
Road freight insurance
Cover for goods moving by truck across Canada, into the United States and internationally, including theft, collision and overturn.
What it covers
- Loss or damage from collision, overturn and fire
- Theft of goods and hijacking of the vehicle
- Loading and unloading at each end of the trip
- Goods held in terminals during the transit
- Cross-border shipments between Canada and the U.S.
Who it's for
- Shippers sending goods by road
- Trucking companies and owner-operators (motor truck cargo)
- Freight brokers and forwarders
- Distributors with regular deliveries
Good to know
A carrier's legal liability for lost goods is usually capped, often at an amount per kilogram. Cargo insurance covers the gap to full value.
The international convention that governs carrier liability for road freight in Europe, the Middle East and parts of Asia.
Cover bought by carriers for the goods they haul, protecting their liability to shippers.
Usually not covered
- Unattended vehicles that are not locked or secured as required
- Poor packing or loading by the shipper
- Mechanical breakdown of refrigeration, unless added
- Delay and loss of market
Related cover
Many clients combine policies so there are no gaps between them.
Every policy has its own terms, limits and exclusions, set by the insurer. We explain them in plain language before you buy.
Get a quote for road freight
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