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Cargo & transport

Air cargo insurance

Cover for high-value and time-critical goods sent by air, from the shipper's premises through to final delivery.

What it covers

  • All risks of physical loss or damage in transit
  • Handling at airports and cargo terminals
  • Theft and pilferage
  • Connecting road transport to and from the airport
  • War and strikes, when added

Who it's for

  • Shippers of electronics, pharmaceuticals and luxury goods
  • Businesses sending samples and spare parts
  • Exporters of perishables
  • Freight forwarders and consolidators

Good to know

Institute Cargo Clauses (Air)

The standard all-risks wording for goods sent by air, excluding mail.

Montreal Convention

Limits an airline's liability for lost or damaged cargo to a fixed amount per kilogram, often far below the goods' value.

Declared value

Airlines charge extra to carry higher liability. Cargo insurance is usually the more complete option.

Usually not covered

  • Insufficient packing for air transport
  • Temperature changes, unless specifically covered
  • Delay and loss of market
  • Goods sent by post

Related cover

Many clients combine policies so there are no gaps between them.

Every policy has its own terms, limits and exclusions, set by the insurer. We explain them in plain language before you buy.

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