What it covers
- Third-party liability for injury and property damage
- Collision and comprehensive damage to your vehicles
- Accident benefits required in your province
- Drivers you employ
- Cargo on your own trucks, when added
Who it's for
- Trucking and logistics companies
- Contractors and trades
- Delivery and courier businesses
- Companies with sales or service vehicles
Good to know
Fleet policy
One policy for many vehicles, often with simpler administration and better rates.
Driver records
Your drivers' history is one of the biggest factors in price.
Hired and non-owned
Cover when employees use rented or personal vehicles for work.
Usually not covered
- Unlisted or unlicensed drivers
- Use outside the declared purpose
- Wear, tear and mechanical breakdown
- Racing and illegal use
Related cover
Many clients combine policies so there are no gaps between them.
Every policy has its own terms, limits and exclusions, set by the insurer. We explain them in plain language before you buy.
Get a quote for commercial auto & fleet
Tell us what you need to protect. An advisor will reply within one business day.