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Cyber insurance

Cover for the cost of data breaches, ransomware and cyber attacks, and for claims from people whose data was exposed.

What it covers

  • Forensic investigation and data recovery
  • Notifying affected customers and regulators
  • Ransomware response and extortion costs
  • Lost income while systems are down
  • Privacy liability claims and regulatory defence

Who it's for

  • Businesses holding customer or payment data
  • Online shops and service providers
  • Professional firms
  • Logistics companies running booking and tracking systems

Good to know

First-party cover

Pays your own costs after an incident.

Third-party cover

Pays claims from others affected by the breach.

Security controls

Measures like multi-factor authentication and backups affect both eligibility and price.

Usually not covered

  • Known vulnerabilities left unpatched
  • Infrastructure failures outside your control, such as power grids
  • Bodily injury and property damage
  • Improving systems after an incident

Related cover

Many clients combine policies so there are no gaps between them.

Every policy has its own terms, limits and exclusions, set by the insurer. We explain them in plain language before you buy.

Get a quote for cyber

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