Business
General & professional liability
Cover for claims that your business, your work or your advice caused injury, damage or financial loss to someone else.
What it covers
- Bodily injury and property damage to third parties (general liability)
- Errors, omissions and negligent advice (professional liability)
- Claims against directors and officers (D&O)
- Products and completed operations
- Legal defence costs, even if the claim is groundless
Who it's for
- Consultants, brokers and advisors
- Engineers, architects and technology firms
- Freight forwarders and customs brokers
- Companies with a board of directors
Good to know
Claims-made
Professional liability usually covers claims made while the policy is in force, so continuous cover matters.
Per claim and aggregate
Limits apply to each claim and to the total for the policy year.
Contract requirements
Many clients require proof of liability cover before signing.
Usually not covered
- Intentional or criminal acts
- Contractual penalties you agreed to
- Known claims before the policy started
- Your own property
Related cover
Many clients combine policies so there are no gaps between them.
Every policy has its own terms, limits and exclusions, set by the insurer. We explain them in plain language before you buy.
Get a quote for liability
Tell us what you need to protect. An advisor will reply within one business day.